Drowning in debt or worried about foreclosure in South Floral Park, NY? Aronow Law P.C. helps Nassau County residents stop collections, eliminate debt, and protect their homes through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we understand that financial problems can happen to anyone. Whether you’ve fallen behind on your mortgage, are dealing with constant creditor calls, or are facing a lawsuit, our attorneys are here to help you regain control and peace of mind.
We proudly serve South Floral Park and neighboring communities — including Elmont, Bellerose, and Franklin Square — providing experienced legal guidance to stop creditor harassment, prevent foreclosure, and help clients rebuild financially.
What Is Bankruptcy?
Bankruptcy is a federal legal process that helps individuals and families eliminate or reorganize their debts while gaining protection from creditors. Once you file, the automatic stay immediately stops foreclosures, repossessions, wage garnishments, and collection calls.
The two most common types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Eliminates most unsecured debts such as credit cards, personal loans, and medical bills while allowing you to keep your home, car, and personal property under New York’s exemption laws.
• Chapter 13 Bankruptcy (Reorganization):
Allows you to consolidate debts into one affordable monthly payment over three to five years, catch up on missed payments, and keep your assets.
Our attorneys will review your financial situation and recommend the best approach for your needs and goals.
Do I Need a Bankruptcy Attorney?
Bankruptcy law can be complicated, and even small filing errors can cause major setbacks. A knowledgeable South Floral Park bankruptcy attorney ensures that your rights are protected, your assets are secure, and your case moves forward smoothly.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy can stop foreclosure or repossession immediately, giving you time to protect your home or car.
You’re Being Sued or Garnished
If creditors have filed lawsuits or started wage garnishments, bankruptcy can stop these actions instantly.
You’re Overwhelmed by Credit Card or Loan Debt
If debt payments are unmanageable, bankruptcy can eliminate unsecured debt and help you start over.
You Want to Protect Your Home and Savings
We use every available exemption under New York law to protect your home, savings, and essential assets.
How Aronow Law P.C. Helps You
1. Evaluate Your Financial Situation
We review your income, assets, and debts to determine whether Chapter 7 or Chapter 13 is the best option.
2. Stop Creditor Harassment
Once you retain us, all collection calls and letters must stop. We deal with your creditors directly.
3. File and Manage Your Bankruptcy Case
We prepare and file all necessary paperwork with accuracy and efficiency to ensure your case proceeds smoothly.
4. Represent You in Court
Our attorneys attend all trustee meetings and hearings to protect your interests and ensure compliance with bankruptcy law.
5. Help You Rebuild Financially
We provide post-bankruptcy support to help you rebuild credit, manage money wisely, and achieve lasting financial stability.
Why Choose Aronow Law P.C.?
Decades of experience helping South Floral Park residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive protection against creditor harassment and foreclosure
Transparent, compassionate, and results-driven legal service
Tailored legal strategies to meet your specific financial needs
Virtual and in-person consultations available across Nassau County
Book Your Free Consultation Today!
If you’re struggling with debt in South Floral Park, Aronow Law P.C. can help. Our experienced bankruptcy attorneys use proven legal strategies to stop collections, prevent foreclosure, and help you start over financially.
Contact us today to schedule your free consultation and take the first step toward lasting debt relief.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in South Floral Park?
Yes. Filing for bankruptcy triggers an automatic stay that halts foreclosure, repossession, and creditor actions immediately.
Will I lose my home or car?
In most cases, no. New York’s exemption laws protect essential assets like your home, car, and personal belongings.
How long will bankruptcy affect my credit?
Chapter 7 remains for 10 years and Chapter 13 for 7 years, but most clients start rebuilding within months.
Can bankruptcy discharge all debts?
Most unsecured debts — such as credit cards, loans, and medical bills — can be wiped out. Certain debts, like student loans or taxes, may not qualify.
Does bankruptcy stop wage garnishment?
Yes. Once your case is filed, all garnishments,lawsuits, and collection efforts must stop immediately.
