Welcome to Aronow Law, P.C.
At Aronow Law P.C., we understand how devastating wage garnishment can be. Losing a portion of your paycheck to creditors makes it nearly impossible to cover basic living expenses like rent, food, and utilities.
Our experienced attorneys are here to protect your income and defend your rights. We use powerful legal tools to challenge garnishments, negotiate with creditors, and help you find long-term solutions to financial stress. You don’t have to face this alone — we are your partners in regaining financial stability.
What Is Wage Garnishment?
Wage garnishment is a legal process that allows creditors to collect debts by taking money directly out of your paycheck. Common reasons for wage garnishment include:
- Credit card debt
- Medical bills
- Personal loans
- Student loans
- Tax debts
- Child support arrears
Creditors must obtain a court order before garnishing your wages (except in cases of student loans, taxes, or child support, where special rules apply). Aronow Law P.C. ensures creditors follow the law — and we fight aggressively when they don’t.
Do I Need a Wage Garnishment Attorney?
You may need an attorney if you are:
Struggling to Pay Bills
If wage garnishment leaves you without enough to cover rent, food, or essentials, you need legal help immediately.
Facing Creditor Harassment
If creditors aggressively pursue you or violate collection laws, an attorney can stop the harassment.
At Risk of Job Loss
Multiple garnishments can affect your job. We help reduce or eliminate these risks.
Considering Bankruptcy
Filing for bankruptcy may stop garnishment immediately. Our attorneys can evaluate whether Chapter 7 or Chapter 13 bankruptcy is right for you.
How We Fight Wage Garnishment
Step 1: Review & Challenge the Judgment
We investigate whether the garnishment is valid. We can challenge it in court if errors exist or your rights are violated.
Step 2: Negotiate with Creditors
We work directly with creditors to negotiate repayment plans, reduce balances, or stop garnishment.
Step 3: File for Bankruptcy Protection
In many cases, filing for bankruptcy triggers an automatic stay, halting wage garnishment and creditor actions.
Step 4: Protect Your Exempt Income
Certain types of income, like Social Security and public assistance, are exempt from garnishment. We make sure creditors respect these protections.
Why Choose Aronow Law P.C.?
- Aggressive defense against illegal or unfair wage garnishments
- Skilled negotiators who work to stop garnishment at the source
- Experienced bankruptcy attorneys are needed when garnishment relief requires court protection
- Compassionate advocates who put your financial security first
Book Your Free Consultation Today!
Call (516) 762-6700 today for a Free Case Evaluation.
Visit us at: 7600 Jericho Turnpike, Suite 115, Woodbury, NY 11797
Email us at: [email protected]
At Aronow Law P.C., we are committed to helping you stop wage garnishment and take back control of your income. Contact us today to explore your options.
Frequently Asked Questions About Wage Garnishment
How much of my wages can be garnished in New York?
Federal law limits most garnishments to 25% of disposable income, but New York provides additional protections that may allow you to keep more.
Can wage garnishment be stopped once it starts?
Yes. Garnishment can sometimes be reduced or eliminated through legal action. Filing for bankruptcy can stop it immediately.
Can multiple creditors garnish my wages at once?
Usually, only one creditor can garnish wages at a time, but others may wait in line. An attorney can help address multiple debts at once.
Is my employer allowed to fire me for wage garnishment?
By law, you cannot be fired for a single wage garnishment. However, multiple garnishments may put your job at risk, making legal intervention critical.
Do I have to pay attorney’s fees upfront?
No. In many cases, especially involving creditor violations, attorneys’ fees can be recovered from the creditor. We’ll discuss all options during your consultation.
