Struggling with overwhelming debt? Aronow Law P.C. helps individuals and families in Nassau County find real financial relief through Chapter 7 and Chapter 13 bankruptcy. Stop creditor harassment, lawsuits, and wage garnishments while protecting your home, car, and income.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we know how stressful it can be to live under the pressure of debt. From constant calls to the threat of foreclosure or frozen bank accounts, creditors often make an already difficult situation even worse. Our mission is to give Nassau County residents a fresh start.
Our experienced bankruptcy attorneys help you evaluate your situation, choose the right type of bankruptcy, and guide you through the process from start to finish. Whether you’re looking to eliminate unsecured debts or create an affordable repayment plan, we’ll protect your rights every step of the way.
What Is Bankruptcy?
Bankruptcy is a federal legal process that allows individuals and businesses to eliminate or restructure debt while protecting their assets from creditors. It provides immediate relief through an “automatic stay,” which stops collections, foreclosures, and wage garnishments.
The two most common types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
This option discharges most unsecured debts — like credit cards, personal loans, and medical bills — allowing you to start over financially, often without losing your property.
• Chapter 13 Bankruptcy (Reorganization):
This allows you to consolidate your debts into a single monthly payment plan over three to five years while keeping your home, car, and essential belongings.
Our attorneys help you determine which chapter best fits your financial goals and eligibility.
Do I Need a Bankruptcy Attorney?
Filing for bankruptcy involves complex paperwork, strict deadlines, and court appearances. A single mistake can cause delays or case dismissal. Having a skilled Nassau County bankruptcy lawyer ensures your rights are protected and your case is handled correctly from the start.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Eviction
Bankruptcy can immediately stop foreclosure and eviction proceedings through the automatic stay, giving you time to catch up or reorganize payments.
You’re Being Sued or Garnished
If your wages are being garnished or a creditor has sued you, bankruptcy can stop the process and help you recover financially.
You Can’t Keep Up With Bills
If you’re juggling multiple payments and falling further behind each month, bankruptcy offers a powerful way to wipe out or restructure debt under court protection.
You Want to Protect Your Assets
Our attorneys use all available state and federal exemptions to help you protect your home, vehicle, retirement accounts, and personal belongings.
How Aronow Law P.C. Helps You
1. Evaluate Your Financial Situation
We review your income, debt, and property to determine whether Chapter 7 or Chapter 13 is right for you.
2. Stop Creditor Harassment
Once we represent you, creditors must contact us — not you. We put an immediate stop to harassing calls, lawsuits, and garnishments.
3. Prepare and File Your Petition
We handle all paperwork, ensuring every detail is correct and compliant with bankruptcy law to prevent errors or delays.
4. Represent You in Court
Our attorneys attend all hearings and meetings to defend your rights and guide you through the process confidently.
5. Help You Rebuild Financially
After your discharge, we help you take the next steps toward credit recovery, budgeting, and long-term financial stability.
Why Choose Aronow Law P.C.?
Proven experience helping Nassau County residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive defense against creditor harassment and unlawful actions
Clear communication and compassionate legal guidance
Personalized strategies tailored to your financial goals
Virtual and in-person consultations available across Nassau County
Book Your Free Consultation Today!
Take the first step toward financial freedom. Aronow Law P.C. is here to help you stop collections, protect your property, and find lasting debt relief.
Contact us today to schedule your free consultation and start rebuilding your financial future.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Nassau County?
Yes. The automatic stay immediately halts foreclosure, repossession, and wage garnishment once your case is filed.
Will I lose my home or car?
Not usually. Most Nassau County residents keep their essential property by using New York’s bankruptcy exemptions.
How long does bankruptcy affect my credit?
Chapter 7 appears on your credit report for 10 years, and Chapter 13 for 7 years — but many clients begin rebuilding credit much sooner.
What debts can I eliminate through bankruptcy?
Most unsecured debts — such as credit cards, medical bills, and personal loans — can be discharged. Certain debts like student loans or recent taxes typically remain.
Does bankruptcy stop creditor lawsuits?
Yes. Filing automatically stops lawsuits, garnishments, and all collection efforts under federal protection.
