Facing overwhelming debt or the threat of foreclosure in Merrick, NY? Aronow Law P.C. helps Nassau County residents stop collections, eliminate debt, and protect their homes and assets through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we understand how easily financial challenges can spiral out of control. Whether you’ve fallen behind on your mortgage, are being harassed by creditors, or are struggling to pay credit card bills, our attorneys are here to help you take back control of your finances.
We proudly serve Merrick and surrounding Nassau County communities — including Bellmore, North Merrick, and Wantagh — offering personalized bankruptcy representation that stops foreclosures, lawsuits, and wage garnishments while helping you rebuild your financial future.
What Is Bankruptcy?
Bankruptcy is a federal legal process that allows individuals and families to eliminate or reorganize debt while gaining protection from creditors. Once your case is filed, an automatic stay immediately stops foreclosure, repossession, wage garnishment, and collection activity.
The two main types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Eliminates most unsecured debts — including credit cards, medical bills, and personal loans — while protecting your home, car, and other essentials under New York’s exemption laws.
• Chapter 13 Bankruptcy (Reorganization):
Creates a repayment plan that consolidates your debts into one manageable monthly payment over three to five years, helping you catch up on missed payments and protect your property.
Our attorneys will review your situation and guide you toward the best solution for long-term financial relief.
Do I Need a Bankruptcy Attorney?
Bankruptcy law is complex and requires careful attention to deadlines and documentation. A skilled Merrick bankruptcy attorney ensures your case is filed properly, your rights are protected, and your assets are safe.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy can immediately stop foreclosure or repossession, allowing you to protect your home or vehicle.
You’re Being Sued or Garnished
If creditors are suing you or garnishing wages, bankruptcy can halt these actions right away.
You’re Overwhelmed by Debt
If monthly bills are impossible to manage, bankruptcy can eliminate unmanageable debt and help you start over.
You Want to Protect Your Home and Savings
We use New York’s exemption laws to safeguard your home, savings, and personal property.
How Aronow Law P.C. Helps You
1. Review Your Financial Situation
We analyze your income, debts, and assets to create a customized bankruptcy strategy that fits your goals.
2. Stop Creditor Harassment
Once we represent you, creditors must stop contacting you. We handle all calls, letters, and legal communications.
3. File and Manage Your Bankruptcy Case
We handle all filings with accuracy and efficiency to ensure your case proceeds smoothly.
4. Represent You in Court
Our attorneys attend all hearings and trustee meetings to protect your rights and secure the best outcome possible.
5. Help You Rebuild Financially
After your case, we guide you in rebuilding credit and maintaining long-term financial stability.
Why Choose Aronow Law P.C.?
Experienced in helping Merrick residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive defense against creditor harassment and foreclosure
Compassionate, transparent, and results-driven legal representation
Affordable payment options and customized legal plans
Virtual and in-person consultations available throughout Nassau County
Book Your Free Consultation Today!
If you’re struggling with debt in Merrick, Aronow Law P.C. can help. Our experienced bankruptcy attorneys use proven legal strategies to stop collections, prevent foreclosure, and help you regain your financial footing.
Contact us today to schedule your free consultation and start your path toward a debt-free future.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Merrick?
Yes. Filing for bankruptcy triggers an automatic stay that halts foreclosure, repossession, and all creditor actions immediately.
Will I lose my home or car?
In most cases, no. New York’s exemption laws protect essential property such as your home, car, and savings.
How long will bankruptcy affect my credit?
Chapter 7 remains for 10 years and Chapter 13 for 7 years, but most clients begin rebuilding within months.
Can bankruptcy eliminate all debts?
Most unsecured debts — such as credit cards and personal loans — can be discharged. Some, like student loans or taxes, may remain.
Does bankruptcy stop wage garnishment?
Yes. Once your case is filed, all wage garnishments, lawsuits, and collection activity must stop immediately.
