Feeling trapped by debt or worried about foreclosure in Malverne, NY? Aronow Law P.C. helps Nassau County residents stop collections, protect their homes, and eliminate debt through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we understand how quickly financial stress can take over your life. From mounting bills to relentless creditor calls, debt can feel impossible to manage — but you have legal options.
Our experienced attorneys proudly serve Malverne and surrounding Nassau County communities — including Lynbrook, Valley Stream, and West Hempstead — providing personalized bankruptcy representation that stops creditor harassment, prevents foreclosure, and helps you start fresh.
What Is Bankruptcy?
Bankruptcy is a legal process that allows individuals and families to eliminate or reorganize their debts while gaining protection from creditors. Once your case is filed, an automatic stay immediately stops foreclosure, repossession, lawsuits, and collection efforts.
The two main types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Eliminates most unsecured debts such as credit cards, personal loans, and medical bills while allowing you to keep essential property under New York’s exemption laws.
• Chapter 13 Bankruptcy (Reorganization):
Creates a repayment plan that consolidates your debt into one affordable monthly payment over three to five years, helping you retain your home and assets.
Our attorneys review your situation in detail to determine which option gives you the most effective financial relief.
Do I Need a Bankruptcy Attorney?
Bankruptcy law is complex and mistakes can be costly. A knowledgeable Malverne bankruptcy attorney ensures that your filing is accurate, your assets are protected, and you receive the full legal benefits available under state and federal law.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy stops foreclosure immediately, giving you time to reorganize and keep your home or car.
You’re Being Sued or Garnished
If creditors have filed lawsuits or started wage garnishment, bankruptcy can stop these actions instantly.
You’re Overwhelmed by Credit Card or Loan Debt
If monthly payments are no longer sustainable, bankruptcy can give you a clean financial slate.
You Want to Protect Your Home and Savings
We use all available New York exemptions to safeguard your assets and protect what matters most.
How Aronow Law P.C. Helps You
1. Evaluate Your Financial Situation
We assess your income, debts, and assets to create a tailored legal strategy.
2. Stop Creditor Harassment
Once you retain us, creditors must stop contacting you directly. We handle all communication on your behalf.
3. File and Manage Your Case
Our attorneys handle every document, filing, and deadline to ensure your case runs smoothly.
4. Represent You in Court
We appear at all trustee meetings and hearings, protecting your rights at every stage.
5. Help You Rebuild Credit
We provide post-bankruptcy guidance to help you rebuild your credit and secure long-term financial stability.
Why Choose Aronow Law P.C.?
Decades of experience helping Malverne residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive protection against creditor harassment and foreclosure
Transparent, compassionate, and results-focused representation
Personalized legal strategies that fit your unique situation
Virtual and in-person consultations available across Nassau County
Book Your Free Consultation Today!
If you’re struggling with debt in Malverne, Aronow Law P.C. can help. Our experienced bankruptcy attorneys stop collections, prevent foreclosure, and help you regain your financial freedom.
Contact us today to schedule your free consultation and take control of your future.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Malverne?
Yes. Filing for bankruptcy triggers an automatic stay that halts foreclosure, repossession, and all collection efforts immediately.
Will I lose my home or car?
In most cases, no. New York’s exemption laws protect your home, car, and essential personal belongings.
How long will bankruptcy affect my credit?
Chapter 7 remains on your report for 10 years and Chapter 13 for 7 years, though most clients begin rebuilding credit within months.
Can bankruptcy eliminate all debts?
Most unsecured debts — like credit cards and medical bills — can be discharged. Certain obligations such as student loans or taxes may not qualify.
Does bankruptcy stop wage garnishment?
Yes. The automatic stay stops all garnishments,lawsuits, and creditor contact once your case is filed.
