Struggling with debt, facing foreclosure, or being harassed by creditors in Long Beach, NY? Aronow Law P.C. helps Nassau County residents stop collections, eliminate debt, and protect their homes through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we understand how fast financial problems can spiral out of control. Whether you’ve lost your job, faced unexpected medical bills, or fallen behind on mortgage payments, our attorneys are here to help.
We proudly serve clients in Long Beach and across Nassau County, offering practical, compassionate, and results-driven bankruptcy representation. Our goal is simple — to help you stop creditor harassment, discharge debt, and rebuild your financial stability.
What Is Bankruptcy?
Bankruptcy is a legal process that allows individuals and families to eliminate or reorganize debt while gaining protection from creditors. Once filed, the automatic stay takes effect — immediately halting foreclosures, repossessions, wage garnishments, and collection calls.
The two most common types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Eliminates most unsecured debts like credit cards, medical bills, and personal loans, often without losing your home or car.
• Chapter 13 Bankruptcy (Reorganization):
Combines debts into one manageable monthly payment over three to five years, helping you keep your home and other assets while catching up on missed payments.
Our attorneys review your finances to determine which bankruptcy chapter best fits your goals and long-term needs.
Do I Need a Bankruptcy Attorney?
Bankruptcy law is complex, and filing incorrectly can cost you time, money, and property. A skilled Long Beach bankruptcy attorney ensures your case is handled correctly, protects your assets, and helps you make a fresh start.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy can stop foreclosure or repossession instantly, giving you time to protect your home or vehicle.
You’re Being Sued or Garnished
If creditors have started lawsuits or garnishments, bankruptcy can stop them and help you recover your income.
You’re Overwhelmed by Credit Card or Loan Debt
If you’re behind on payments and can’t keep up, bankruptcy can wipe out unmanageable debt and give you a clean slate.
You Want to Protect Your Property
Our attorneys use all available New York exemptions to protect your home, car, savings, and other essential assets.
How Aronow Law P.C. Helps You
1. Review Your Financial Situation
We analyze your debts, income, and property to determine whether Chapter 7 or Chapter 13 is right for you.
2. Stop Creditor Harassment
Once we represent you, creditors must stop calling. We handle all communications on your behalf.
3. File and Manage Your Bankruptcy Case
We prepare and file all documents accurately, ensuring compliance with state and federal laws.
4. Represent You in Court
Our attorneys attend all hearings and trustee meetings, protecting your rights and interests.
5. Help You Rebuild Credit
We provide post-bankruptcy guidance to help you restore your credit and achieve long-term stability.
Why Choose Aronow Law P.C.?
Extensive experience helping Long Beach residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive protection against creditor harassment and foreclosure
Compassionate attorneys who understand your financial challenges
Personalized, transparent, and results-focused legal representation
Virtual and in-person consultations available throughout Nassau County
Book Your Free Consultation Today!
If you’re struggling with overwhelming debt, Aronow Law P.C. can help. Our experienced bankruptcy attorneys serve Long Beach residents with trusted, proven strategies that stop collections, prevent foreclosure, and restore financial freedom.
Contact us today to schedule your free consultation and start rebuilding your financial life.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Long Beach?
Yes. Filing for bankruptcy immediately stops foreclosure, repossession, and creditor lawsuits under the automatic stay.
Will I lose my home or car?
In most cases, no. New York’s exemption laws allow you to protect essential assets like your home, car, and personal property.
How long will bankruptcy affect my credit?
Chapter 7 remains for 10 years and Chapter 13 for 7 years, but most clients begin rebuilding their credit within months.
Can bankruptcy discharge all my debts?
Most unsecured debts — like credit cards and medical bills — can be discharged. Some debts, such as student loans or taxes, may not qualify.
Does bankruptcy stop wage garnishment?
Yes. Once your case is filed, the automatic stay stops wage garnishments, lawsuits, and all collection actions.
