Overwhelmed by debt or facing foreclosure in Lawrence, NY? Aronow Law P.C. helps Nassau County residents stop collections, eliminate debt, and protect their homes and assets through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we know how quickly debt can spiral out of control. Whether you’re behind on mortgage payments, facing aggressive creditors, or dealing with mounting credit card balances, we’re here to help you take control of your finances and start fresh.
We proudly serve Lawrence and the surrounding Five Towns — including Cedarhurst, Woodmere, Hewlett, and Inwood — providing personalized bankruptcy representation that stops foreclosure, halts wage garnishments, and protects your future.
What Is Bankruptcy?
Bankruptcy is a legal process that gives individuals and families a way to eliminate or reorganize debt while gaining protection from creditors. Once you file, an automatic stay goes into effect — immediately stopping foreclosures, repossessions, and collection actions.
The two main types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Discharges most unsecured debts — like credit cards, medical bills, and personal loans — while allowing you to keep essential property protected under New York’s exemption laws.
• Chapter 13 Bankruptcy (Reorganization):
Consolidates your debts into a single, manageable monthly payment over three to five years, helping you catch up on missed payments while keeping your home and assets.
Our attorneys will evaluate your finances and goals to determine which option best fits your situation.
Do I Need a Bankruptcy Attorney?
Bankruptcy law can be complex and unforgiving. Even small mistakes can lead to case delays or the loss of key protections. A knowledgeable Lawrence bankruptcy attorney ensures your case is filed correctly, safeguards your assets, and maximizes your financial relief.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy immediately stops foreclosure and repossession, giving you time to protect your property.
You’re Being Sued or Garnished
If creditors are suing you or garnishing wages, bankruptcy can stop those actions right away.
You’re Overwhelmed by Debt
If high-interest credit cards, loans, or medical bills are consuming your income, bankruptcy provides a reset.
You Want to Protect Your Home and Savings
Our attorneys use New York’s exemption laws to help you keep your home, car, and personal assets.
How Aronow Law P.C. Helps You
1. Review Your Financial Situation
We assess your debts, income, and assets to create a tailored bankruptcy strategy.
2. Stop Creditor Harassment
Once you retain us, all collection calls and letters must stop. We handle all communication with creditors.
3. File and Manage Your Bankruptcy Case
We prepare and file all necessary documents with precision and efficiency to ensure a smooth process.
4. Represent You in Court
Our attorneys attend trustee meetings and hearings to protect your rights and guide you every step of the way.
5. Support You After Bankruptcy
We help you rebuild your credit, manage your finances, and move toward long-term financial freedom.
Why Choose Aronow Law P.C.?
Decades of experience helping Lawrence residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive defense against creditor harassment and foreclosure
Compassionate, transparent, and results-focused representation
Tailored legal strategies to fit your unique financial needs
Virtual and in-person consultations available throughout Nassau County
Book Your Free Consultation Today!
If you’re struggling with debt in Lawrence, Aronow Law P.C. can help. Our bankruptcy attorneys use proven strategies to stop collections, prevent foreclosure, and protect your financial future.
Contact us today to schedule your free consultation and start your path toward a debt-free life.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Lawrence?
Yes. Filing for bankruptcy triggers an automatic stay that halts foreclosure, repossession, and all creditor actions immediately.
Will I lose my home or car?
In most cases, no. New York’s exemption laws protect essential property such as your home, car, and personal belongings.
How long will bankruptcy affect my credit?
Chapter 7 remains for 10 years and Chapter 13 for 7 years, but most clients begin rebuilding credit within months.
Can bankruptcy eliminate all debts?
Most unsecured debts — including credit cards and medical bills — can be discharged. Some debts, like student loans or recent taxes, may remain.
Does bankruptcy stop wage garnishment?
Yes. Once your case is filed, all wage garnishments, lawsuits, and creditor contact must stop immediately.
