Eliminate debt, stop creditor harassment, and regain control of your financial future with the guidance of a trusted bankruptcy attorney. Aronow Law P.C. helps individuals and families in Jamaica, Queens, find real debt relief through Chapter 7 and Chapter 13 bankruptcy protection.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we understand the pressure that overwhelming debt brings — the late notices, creditor calls, lawsuits, and sleepless nights worrying about your future. Our mission is simple: to help you find relief, rebuild your finances, and restore peace of mind.
Our experienced bankruptcy attorneys guide you through every step of the process, whether you need a full debt discharge through Chapter 7 or a structured repayment plan under Chapter 13. We’ll protect your assets, stop harassing calls, and ensure you understand every option available to you.
What Is Bankruptcy?
Bankruptcy is a legal process that provides individuals and businesses the opportunity to eliminate or reorganize debt under the protection of federal law. It stops creditor harassment, collection lawsuits, and wage garnishments — allowing you to take back control of your finances.
The two main types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
This process allows qualifying individuals to eliminate most unsecured debts — such as credit card balances, personal loans, and medical bills — often without losing any property.
• Chapter 13 Bankruptcy (Reorganization):
This plan enables you to consolidate your debts into an affordable monthly payment over three to five years, while keeping your home, car, and other important assets.
Our attorneys evaluate your income, debts, and goals to determine which chapter provides the best path toward financial recovery.
Do I Need a Bankruptcy Attorney?
While anyone can technically file for bankruptcy on their own, having an experienced attorney can mean the difference between success and serious complications. Bankruptcy law is complex, and even small mistakes can lead to dismissed cases or loss of property.
Here’s when you should call Aronow Law P.C.:
You’re Facing Foreclosure or Eviction
Bankruptcy can stop foreclosure immediately through an automatic stay. Our team helps homeowners in Jamaica, Queens, use bankruptcy protection to pause foreclosure and explore repayment options.
You’re Being Sued or Garnished
If a creditor has filed a lawsuit or begun wage garnishment, bankruptcy can halt these actions immediately. We’ll handle all court filings, notify creditors, and protect your income.
Your Debt Feels Unmanageable
If you’re juggling multiple payments, maxed-out credit cards, or falling behind on essentials, bankruptcy may offer the “reset” you need. We’ll help you understand what debts can be wiped clean and which ones can be restructured.
You Want to Protect Your Assets
Our lawyers ensure you use all available New York and federal exemptions so you can keep your home, car, retirement savings, and personal belongings while discharging your debt.
How Aronow Law P.C. Helps You
1. Review Your Financial Situation
We start by carefully evaluating your income, expenses, debts, and assets to determine whether Chapter 7 or Chapter 13 is right for you.
2. Stop Harassment and Collections
Once you hire us, creditors must contact us — not you. We immediately put an end to harassing calls, lawsuits, and wage garnishments.
3. File Your Bankruptcy Petition
We prepare and file all required documents with precision, ensuring you comply with federal and state law requirements.
4. Represent You in Court
Our attorneys attend all required hearings and represent you before the trustee and creditors, ensuring your case proceeds smoothly.
5. Guide You to Financial Recovery
We don’t just help you file — we help you rebuild. We provide resources and guidance for credit repair, budgeting, and long-term financial health.
Why Choose Aronow Law P.C.?
Decades of experience helping New Yorkers eliminate debt and rebuild credit
Skilled in both Chapter 7 and Chapter 13 bankruptcy strategies
Personalized attention and honest legal advice — no “cookie-cutter” solutions
Aggressive protection of your rights against creditor abuse
Convenient consultations available online or in-person in Jamaica, Queens
Compassionate attorneys who treat every case with care and respect
Book Your Free Consultation Today!
Financial freedom starts with one call. Don’t face bankruptcy alone — let Aronow Law P.C. stand by your side.
Contact us today to schedule your free consultation and take the first step toward a debt-free future.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure?
Yes. The moment you file, the automatic stay goes into effect — stopping foreclosure, eviction, and repossession efforts immediately.
Will I lose my home or car?
In most cases, no. New York exemption laws allow you to protect your primary residence, vehicle, and personal property when filing for bankruptcy.
How long does bankruptcy stay on my credit report?
Chapter 7 remains for 10 years and Chapter 13 for 7 years. However, many clients start rebuilding credit within months of discharge.
Can bankruptcy eliminate all my debt?
Most unsecured debts like credit cards, medical bills, and personal loans can be discharged. However, certain obligations (like student loans, alimony, or recent taxes) may not qualify.
Will bankruptcy stop wage garnishment?
Yes. Filing for bankruptcy immediately stops all garnishments, collections, and lawsuits through the automatic stay.
