Overwhelmed by debt or facing foreclosure in Garden City, NY? Aronow Law P.C. helps Nassau County residents eliminate debt, stop creditor harassment, and protect their homes and assets through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we know how quickly debt can spiral out of control. Whether you’re behind on your mortgage, struggling with credit card bills, or facing lawsuits from creditors, we can help you take back control of your finances.
Our experienced attorneys proudly serve Garden City and surrounding Nassau County communities, offering personalized bankruptcy strategies designed to stop collections, prevent foreclosure, and give you a true financial fresh start.
What Is Bankruptcy?
Bankruptcy is a federal legal process that allows individuals and families to eliminate or reorganize their debts under court protection. Once your case is filed, an automatic stay immediately stops foreclosure, repossession, and collection actions.
The two primary types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Eliminates most unsecured debts — including credit cards, medical bills, and personal loans — often while allowing you to keep your home, car, and essentials under New York’s exemption laws.
• Chapter 13 Bankruptcy (Reorganization):
Consolidates debts into one affordable monthly payment over three to five years, helping you catch up on missed mortgage or car payments while retaining your property.
Our attorneys evaluate your income, assets, and debts to help you choose the bankruptcy option that best fits your situation.
Do I Need a Bankruptcy Attorney?
Bankruptcy law can be complex and full of strict requirements. Even small mistakes can lead to delays, dismissals, or loss of property. A skilled Garden City bankruptcy attorney ensures your case is handled properly and your rights are protected.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy can stop foreclosure or repossession immediately, giving you time to reorganize and save your property.
You’re Being Sued or Garnished
If creditors have filed lawsuits or are garnishing wages, bankruptcy can stop those actions instantly.
You’re Overwhelmed by Credit Card or Loan Debt
If monthly payments feel impossible to manage, bankruptcy offers a way to eliminate or restructure your debt.
You Want to Protect Your Home and Assets
Our attorneys use New York’s exemption laws to protect your property and ensure you keep what matters most.
How Aronow Law P.C. Helps You
1. Evaluate Your Financial Situation
We review your debts, income, and property to create a strategy tailored to your financial goals.
2. Stop Creditor Harassment
Once we represent you, creditors must stop contacting you directly. We handle all communications from that point forward.
3. Prepare and File Your Case
We handle all filings accurately and efficiently to avoid errors that could delay your case.
4. Represent You in Court
Our attorneys attend all trustee meetings and hearings to protect your rights and secure the best possible result.
5. Guide You After Bankruptcy
We provide support and guidance after your case to help you rebuild credit and financial stability.
Why Choose Aronow Law P.C.?
Decades of experience helping Garden City residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive protection against creditor harassment and lawsuits
Compassionate, results-driven legal representation
Affordable payment options and transparent pricing
Virtual and in-person consultations available throughout Nassau County
Book Your Free Consultation Today!
If you’re struggling with debt in Garden City, Aronow Law P.C. can help. Our experienced bankruptcy attorneys use proven legal strategies to stop foreclosure, eliminate debt, and restore your financial freedom.
Contact us today to schedule your free consultation and take the first step toward a debt-free future.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Garden City?
Yes. Filing for bankruptcy triggers an automatic stay that halts foreclosure, repossession, and lawsuits immediately.
Will I lose my home or car?
In most cases, no. New York’s exemption laws protect your home, vehicle, and personal belongings.
How long will bankruptcy affect my credit?
Chapter 7 remains on your credit report for 10 years and Chapter 13 for 7 years, but many clients start rebuilding within months.
Can bankruptcy eliminate all debts?
Most unsecured debts — such as credit cards, medical bills, and personal loans — can be discharged. Some debts, such as student loans or taxes, may not qualify.
Does bankruptcy stop wage garnishment?
Yes. Once your case is filed, all wage garnishments, lawsuits, and creditor contact must stop immediately.
