Struggling with debt or facing foreclosure in Franklin Square, NY? Aronow Law P.C. helps Nassau County residents eliminate debt, stop collections, and protect their homes through Chapter 7 and Chapter 13 bankruptcy.
Welcome to Aronow Law, P.C.
At Aronow Law P.C., we know how overwhelming debt can feel — especially when collectors call nonstop or your home is at risk of foreclosure. Our attorneys are dedicated to helping Franklin Square residents take back control of their finances, stop creditor harassment, and achieve lasting relief.
We proudly serve Franklin Square and surrounding Nassau County communities — including Elmont, West Hempstead, and Garden City — providing experienced bankruptcy representation that stops lawsuits, prevents wage garnishments, and gives you a real path to financial recovery.
What Is Bankruptcy?
Bankruptcy is a legal process that allows individuals and families to eliminate or reorganize their debt under federal court protection. Once you file, an automatic stay goes into effect immediately — stopping foreclosure, repossession, wage garnishment, and creditor calls.
The two main types of consumer bankruptcy are:
• Chapter 7 Bankruptcy (Liquidation):
Eliminates most unsecured debts, such as credit cards, medical bills, and personal loans, while protecting your home, car, and personal belongings under New York’s exemption laws.
• Chapter 13 Bankruptcy (Reorganization):
Combines your debts into one affordable monthly payment over three to five years, allowing you to catch up on missed payments and protect your property.
Our attorneys will evaluate your situation and help you decide which bankruptcy option provides the strongest path forward.
Do I Need a Bankruptcy Attorney?
Filing for bankruptcy on your own can be confusing and risky. A skilled Franklin Square bankruptcy attorney ensures your rights are protected, your paperwork is filed correctly, and your assets remain safe.
You should contact Aronow Law P.C. if:
You’re Facing Foreclosure or Repossession
Bankruptcy stops foreclosure or repossession immediately, giving you time to reorganize and protect your property.
You’re Being Sued or Garnished
If creditors have filed lawsuits or started wage garnishments, bankruptcy can stop them right away.
You’re Overwhelmed by Debt
If you can’t keep up with bills or minimum payments, bankruptcy can eliminate unmanageable debt and give you a clean slate.
You Want to Protect Your Home and Savings
We use New York’s exemption laws to safeguard your home, savings, and essential property.
How Aronow Law P.C. Helps You
1. Review Your Financial Situation
We carefully assess your income, assets, and debts to design a personalized bankruptcy strategy.
2. Stop Creditor Harassment
Once you hire us, creditors must stop contacting you. We handle all communication moving forward.
3. File and Manage Your Case
We handle every aspect of your filing, ensuring accuracy, efficiency, and compliance with court rules.
4. Represent You in Court
Our attorneys attend trustee meetings and hearings to defend your rights and secure the best outcome.
5. Help You Rebuild Credit
After your case, we provide guidance to help you rebuild credit and strengthen your financial future.
Why Choose Aronow Law P.C.?
Experienced in helping Franklin Square residents eliminate debt
Skilled in both Chapter 7 and Chapter 13 bankruptcy filings
Aggressive defense against creditor harassment and foreclosure
Transparent, compassionate, and results-driven legal representation
Affordable payment options and tailored legal strategies
Virtual and in-person consultations available throughout Nassau County
Book Your Free Consultation Today!
If you’re struggling with debt in Franklin Square, Aronow Law P.C. can help. Our experienced bankruptcy attorneys use proven strategies to stop foreclosure, end harassment, and eliminate debt for good.
Contact us today to schedule your free consultation and start your journey toward financial freedom.
Frequently Asked Questions About Bankruptcy
Can bankruptcy stop foreclosure in Franklin Square?
Yes. Filing for bankruptcy triggers an automatic stay that halts foreclosure, repossession, and all creditor actions immediately.
Will I lose my home or car?
In most cases, no. New York’s exemption laws protect essential assets like your home, car, and savings.
How long will bankruptcy affect my credit?
Chapter 7 remains for 10 years and Chapter 13 for 7 years, but many clients begin rebuilding within months.
Can bankruptcy discharge all debts?
Most unsecured debts — such as credit cards and medical bills — can be discharged. Some, such as student loans or taxes, may remain.
Does bankruptcy stop wage garnishment?
Yes. Once your case is filed, all wage garnishments, lawsuits, and collection efforts must stop immediately.
