Feeling trapped by debt or facing foreclosure in Commack, NY? Aronow Law P.C. helps Long Island residents stop collections, eliminate debt, and protect their homes through experienced Chapter 7 and Chapter 13 bankruptcy representation.

Welcome to Aronow Law, P.C.

At Aronow Law P.C., we know how quickly financial struggles can spiral out of control. From high credit card balances to medical bills or unexpected job loss, debt can affect every part of your life. Our attorneys are here to help you regain stability, stop creditor harassment, and move toward a stronger financial future.

We proudly serve Commack and nearby communities — including Smithtown, Dix Hills, and East Northport — providing personalized debt relief services that stop foreclosures, lawsuits, and wage garnishments while protecting your assets and your peace of mind.

How Bankruptcy Works

Bankruptcy is a federal legal process that provides individuals and families a way to eliminate or reorganize debt while gaining immediate protection from creditors. Once filed, an automatic stay takes effect — instantly stopping foreclosure, repossession, lawsuits, and wage garnishments.

Here are the most common bankruptcy options for individuals:

• Chapter 7 Bankruptcy (Debt Elimination):

Wipes out most unsecured debts — such as credit cards, medical bills, and personal loans — while allowing you to keep protected property under New York’s exemption laws.

• Chapter 13 Bankruptcy (Debt Reorganization):

Consolidates debts into one manageable monthly payment, typically over three to five years. It helps you catch up on past-due mortgage payments and prevent foreclosure.

Our attorneys will assess your financial circumstances and help determine the best approach for your goals.

Do I Need a Bankruptcy Attorney in Commack?

Yes. Filing for bankruptcy involves strict documentation, deadlines, and financial disclosures. A skilled Commack bankruptcy lawyer ensures your filing is accurate, your property is protected, and your rights are enforced.

You should contact Aronow Law P.C. if:

You’re Facing Foreclosure or Repossession

Bankruptcy can immediately halt foreclosure, repossession, or eviction — giving you time to stabilize your finances.

You’re Being Harassed or Sued by Creditors

Once you retain us, all creditor contact must stop. We handle all communication on your behalf.

You’re Overwhelmed by Credit Card or Loan Debt

If debt payments are consuming your income, bankruptcy can discharge or restructure what you owe.

You Want to Protect Your Home and Savings

We use both federal and state exemptions to safeguard your property, income, and essential belongings.

How Aronow Law P.C. Supports You

1. Thorough Financial Review

We review your entire financial situation and build a custom debt relief strategy that fits your goals.

2. Stop Creditor Harassment

We notify creditors and debt collectors immediately, ending all calls, threats, and lawsuits.

3. Handle All Legal Filings

We prepare and file every document with precision to ensure your bankruptcy protection takes effect without delay.

4. Represent You in Court

Our attorneys handle all hearings, trustee meetings, and negotiations to protect your rights.

5. Post-Bankruptcy Support

We help you rebuild credit and maintain long-term financial stability after discharge.

Why Choose Aronow Law P.C.?

  • Extensive experience helping Commack and Suffolk County residents eliminate debt

  • Skilled in both Chapter 7 and Chapter 13 bankruptcy filings

  • Aggressive protection against foreclosure, repossession, and lawsuits

  • Compassionate and personalized legal representation

  • Affordable payment plans and transparent communication

  • Virtual and in-person consultations available throughout Long Island

Schedule a Free Consultation

If you’re struggling with debt in Commack, Aronow Law P.C. can help. Our bankruptcy attorneys stop foreclosure, prevent lawsuits, and help you achieve a financial fresh start.

Contact us today to schedule your free consultation and take the first step toward long-term relief.

Frequently Asked Questions About Bankruptcy

Can bankruptcy stop foreclosure in Commack?

Yes. Filing for bankruptcy immediately triggers an automatic stay that halts foreclosure, repossession, and all creditor actions.

Will I lose my home or car?

In most cases, no. New York’s exemption laws allow you to keep essential assets like your home, vehicle, and savings.

Can bankruptcy eliminate all my debt?

Most unsecured debts — including credit cards and medical bills — can be wiped out. Certain obligations, such as taxes or student loans, may remain.

Does bankruptcy destroy credit permanently?

No. Many clients begin rebuilding their credit within months after discharge through responsible credit use.

Will bankruptcy stop wage garnishment?

Yes. Once filed, bankruptcy stops all garnishments, lawsuits, and collection activity immediately.