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Are You Being Harassed by Your Creditors?

If creditors are harassing you, you do not have to accept the behavior as part and parcel of being in debt. The Fair Debt Collections Practices Act (FDCPA) protects consumers from unfair and abusive behavior by debt collectors.

A debt collector, for the purposes of the FDCPA, is any debt collector trying to collect money owed to someone else. In some cases, the original creditor …

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What Can You Do If a Creditor Violates the FDCPA?

Consumers have legal rights protecting them from overly aggressive creditors. These protections are granted by the Federal Fair Debt Collection Practices Act or FDCPA. When a debt collector violates federal law when dealing with a borrower, the borrower can take steps to protect their rights. What steps you take will depend on your end goal. Do you want to sue the debt collector? Do you …

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