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10 Things You Need to Know if You Get a DUI or DWI

Police officer giving a sobriety test to a young man who he suspects is driving under the influence of drugs or alcohol. Police cruiser is out of focus in the foreground.

Whether called DWI (driving while intoxicated), DUI (driving under the influence) or OUI (operating under the influence), “drunk driving” has some severe penalties if a conviction follows the charges.  If you are facing DWI


Are Judgments Discharged in Bankruptcy?

People who file for bankruptcy are often perplexed about debts that are associated with a judgment. Can a debt on which there is a judgment or lien receive a bankruptcy discharge?

The first step in answering the question is pinpointing the type of debt is in question. Determining which debts are dischargeable depends on the kind of debt and how the debt was incurred. …


What are the Requirements for Obtaining a Family-Based Visa?

U.S. citizens and lawful permanent residents (green card holders) can petition for the immigration of a family member. While reuniting citizens and green card holders with overseas family members is an essential goal of U.S. immigration law, only specific family members are eligible for family-based immigration.

Every relation of a U.S. citizen or permanent resident does not qualify for a U.S. green card. According to …


Do I Have to Reside in the Home to Get a Loan Modification?

Home loan / reverse mortgage or transforming assets into cash concept : House model, US dollar notes on a simple balance scale, depicts a homeowner or a borrower turns properties / residence into cash

Do you have a rental property with a loan that you cannot afford to pay? Have you had difficulty obtaining a loan modification for rental properties in the past? If so, …


Senior Veterans: How to Get VA Financial Help for Long-Term Health Care Needs

The costs associated with long-term care add up fast. Veterans and their surviving spouses who require nursing home care or in-home care on a long-term basis may find the costs insurmountable. But there may be help available. The Veterans Administration’s (VA) Aid and Attendance pension benefit is underused. The benefit offers financial assistance to veterans and surviving spouses who need help performing daily tasks. If …


DWI Legal Tip: Can a Criminal Record be Expunged?

If you have been convicted of a DWI, you may be interested in expunging your record, particularly if you have already experienced negative consequences of having a DWI. Two common scenarios where having a DWI on your file can be harmful is during a job search or in a rental situation. If you have a DWI on your record and you want to have …


Are You Eligible for Chapter 13 Bankruptcy?

To file for Chapter 13 bankruptcy, petitioners must meet the requirements. Chapter 13 bankruptcy allows debtors to keep their property and repay creditors using a three- or five-year court-approved repayment plan. According to the requirements of Chapter 13 under the bankruptcy code, debtors hoping to file for Chapter 13 bankruptcy must meet specific criteria. 

To File for Chapter 13 Bankruptcy, You Must:

  • Not Be

In the News: USCIS Cracks Down on Marriage Based Petitions Involving Minors

To crack down on unconsenting child brides, the U.S. Citizenship and Immigration Services (USCIS) is following a new set of rules. The rules will change the method of assessment for petitions received from individuals who seek to bring their migrant spouse into the United States. The announcement followed the discovery that thousands of such requests involving minors got approval last year.

The crackdown will not …


More Seniors are Turning to Bankruptcy for Debt Relief

When we’re young, we think of retirement as a time to relax, kick our feet up and enjoy the rewards of life or hard work. Sadly, there is a growing trend of retired seniors forced to deal with increased living expenses and decreased income spending retirement by turning to the protections of bankruptcy.

Why Are More Seniors Turning to Bankruptcy?

Seniors are More Leveraged:


What is “Fair” Debt Collection?

Did you know that the Fair Debt Collection Practices Act (FDCPA) protects consumers just like you from abusive debt collection practices? Consumers should not feel helpless because they are receiving continuous requests for payment from collectors or creditors. Consumers who feel helpless in the face of creditor harassment have more power than you realize. You need to be aware of your rights and how …

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