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Category Archives: FDCPA Violations

What is “Fair” Debt Collection?

Did you know that the Fair Debt Collection Practices Act (FDCPA) protects consumers just like you from abusive debt collection practices? Consumers should not feel helpless because they are receiving continuous requests for payment from collectors or creditors. Consumers who feel helpless in the face of creditor harassment have more power than you realize. You need to be aware of your rights and how …

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In the News: District Court Grants Summary Judgment on Debtor’s FDCPA Claims

In McBroom v. Syndicated Office Systems d/b/a Central Financial Control, No. 2:18-cv-00102-JCC, the U.S. District Court for the Western District of Washington granted the debt collector’s motion for summary judgment. The borrower in the case made a Fair Debt Collection Practices Act claim stemming from a letter collecting requesting payment for unpaid medical bills.

The borrower or plaintiff in the case, Charles McBroom, received …

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What Can You Do If a Creditor Violates the FDCPA?

Consumers have legal rights protecting them from overly aggressive creditors. These protections are granted by the Federal Fair Debt Collection Practices Act or FDCPA. When a debt collector violates federal law when dealing with a borrower, the borrower can take steps to protect their rights. What steps you take will depend on your end goal. Do you want to sue the debt collector? Do you …

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