Loan Modification

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Loan Modification/Loss Mitigation

Are you years behind on your mortgage or struggling to make current mortgage payments?
Are you facing foreclosure because you can no longer afford your current mortgage payments?

A loan modification may be the answer you are looking for. A loan modification can restructure your current mortgage by targeting a lower payment, changing the term or lowering your interest rate. There are many different types of loan modification programs available and Aronow Law can apply for a loan modification on your behalf that will suit your specific situation. 

The benefits of a loan modification may include:
  • Stopping foreclosure proceedings during the application
  • A lower, more affordable payment
  • Possible reduction of your principal balance
  • A lower interest rate
  • No closing costs

Whether you are facing foreclosure or you are struggling to pay your mortgage, Aronow Law will vehemently work on your behalf to obtain a loan modification that will make your payments more affordable and help you to stay in your home.

Foreclosure Defense

Are you a struggling homeowner facing foreclosure?
Are you fighting to save your home?
Do you have a valid defense and want to fight the foreclosure proceedings in court?

We have an experienced team who can support you through the foreclosure process and:

  • Answer your foreclosure summons
  • Appear and fight in court on your behalf
  • Contest the validity of the lawsuit based on various factors such as errors made by the lender, improper documentation by the bank or unfair lending practices
  • Use federal RESPA laws against the bank to give you the best chance of getting your loan modification approved.
  • Assess your case even if you are years behind and even if you have been denied multiple times for modification.


If you are facing foreclosure it can be an extremely stressful time. Whether you simply can no longer afford your home and need more time to get your affairs in order or you have a valid defense and want to fight to keep your home, you need an experienced law firm like Aronow Law who can defend you and your home against foreclosure.

Whether you are fighting to save your home, or you are in need of assistance with your foreclosure process, Aronow Law can assist you.

Short Sales

In today’s real estate market, it is not uncommon for homeowners to find themselves in a situation where they owe more money on their mortgage than their house is worth. If you are having trouble keeping up with your mortgage payments and refinancing is not an option, a short sale will allow you to to walk away from the home avoiding any judgement or deficiency by the lender.

A short sale is an agreement between a mortgage lender and a homeowner that allows your property to be sold for less than your mortgage amount. A short sale is an opportunity that may finally help you to get out of the debt of a home that you can no longer afford or that has lost value.

A short sale can be a long and complicated process, so it is important to have an experienced law firm like Aronow Law. Protect you from deficiencies.


Call anytime to get your questions answered!