Why continue to worry about what will happen next? Give us a call or come into our office to discuss your situation and how we might be able to help you. We may be able to lower your payment to an amount you can afford and get you out of foreclosure.

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What is a Loan Modification? A sucessful Loan Modification can change the terms of your mortgage permanently, to lower your payment to an amount you can afford and get you out of foreclosure. This is accomplished by lowering the interest rate or changing it from a variable rate to a fixed rate, adjusting the term and in some cases deferring or forgiving part of the principal balance. There are many different loan modification programs and guidelines depending on your situation and the type of loan you have.

Loan Modification is a hardship program. The requirements for what constitues a valid hardship may vary by lender but the common criteria are; unemployment or a reduction in employment, death of spouse, divorce, medical expenses, disability or any other reasonable financial issue.


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Disclaimer: This website is operated by Aronow Law PC. By submitting contact information through this form, I agree and understand that Aronow Law PC may call, email and/or text me about its offerings by any phone number I have provided and may provide in the future, including any wireless number.

The law firm is not endorsed or affiliated with any government agency or specific lender. You should understand that you are in no way guaranteed to be approved for any solution or program. Your lender makes the decision to offer or not offer a workout solution. The information provided on this site is for informational purposes only. Nothing on this website should be construed to be legal advice. Nothing within this website shall be considered to establish an attorney-client relationship nor be conveyed as a guarantee. Photographs used are not actual clients.
National Association of Consumer Advocates Law QA Verified Foreclosure Defense American Bar Association Foreclosure Defense National Association of Consumer Bankruptcy Attorneys Foreclosure Defense Nassau County Bar Association Foreclosure Defense New york State Bar Association Foreclosure Defense Suffolk County Bar Association

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